Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Cities › Overlapping entities

City of Cohoes

City · Albany County · Capital Region · OSC municipal code 010209000000

Population 18,518 (Census estimate 2025; 2020 base 18,121) popest-2025 ⓘ · Meeting coverage: documents

No indicator flags.

Compared with Capital Region cities

IndicatorCity of CohoesPeer medianPercentilePeersBasis
Operating spending per capita$1,661$2,1405th10AFR 2025, operating funds (our calc)
Property tax per capita$474$62615th10AFR 2025 real property taxes (our calc)
Debt per capita$1,172$1,94415th10AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending6%7.5%15th10AFR 2025 (our calc)
State aid % of operating revenue21.4%12.5%95th10AFR 2025 (our calc)
Sales tax % of operating revenue29.1%18.9%95th10AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)25.7%23%83rd9OSC FSMS FY2025
Operating spending growth over 5 AFR years29.1%19.7%61st9AFR 2021–2025 (our calc)
Levy growth11.5%14.5%35th102021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)6.71044th8OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$7.7M$15.4M$23.1M$30.8M2019202020212022202320242025Revenue 2019: $24.0MRevenue 2020: $23.2MRevenue 2021: $26.8MRevenue 2022: $28.9MRevenue 2023: $28.9MRevenue 2024: $30.0MRevenue 2025: $30.8MSpending 2019: $23.4MSpending 2020: $23.8MSpending 2021: $23.8MSpending 2022: $25.1MSpending 2023: $27.8MSpending 2024: $28.9MSpending 2025: $30.8M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-897k$130k$1.2M$2.2M$3.2M2019202020212022202320242025General fund result (incl. transfers) 2019: $6kGeneral fund result (incl. transfers) 2020: $-897kGeneral fund result (incl. transfers) 2021: $2.5MGeneral fund result (incl. transfers) 2022: $3.2MGeneral fund result (incl. transfers) 2023: $-453kGeneral fund result (incl. transfers) 2024: $795kGeneral fund result (incl. transfers) 2025: $-463k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$5.5M$11.0M$16.5M$22.0M2019202020212022202320242025Debt outstanding 2019: $10.4MDebt outstanding 2020: $9.1MDebt outstanding 2021: $14.6MDebt outstanding 2022: $17.5MDebt outstanding 2023: $17.3MDebt outstanding 2024: $22.0MDebt outstanding 2025: $21.7MDebt service 2019: $1.6MDebt service 2020: $1.6MDebt service 2021: $1.4MDebt service 2022: $1.6MDebt service 2023: $2.4MDebt service 2024: $1.9MDebt service 2025: $1.9M

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$2.1M$4.2M$6.4M$8.5M202120222023202420252026Total levy 2021: $7.6MTotal levy 2022: $8.1MTotal levy 2023: $8.3MTotal levy 2024: $8.4MTotal levy 2025: $8.4MTotal levy 2026: $8.5M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202332.2%FY202431.3%FY202525.7%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20191.7 No DesignationFY20205 No DesignationFY20213.3 No DesignationFY20223.3 No DesignationFY20233.3 No DesignationFY20243.3 No DesignationFY20256.7 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$24,031,682$23,414,424$19,936,923$19,930,848$8,288,911$6,216,465$3,187,075$1,607,191$10,404,322afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$23,169,948$23,832,495$18,902,432$19,798,947$8,474,162$5,797,263$3,098,118$1,600,390$9,109,775afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$26,799,356$23,819,000$22,354,597$19,821,778$8,512,261$7,260,980$4,943,847$1,407,043$14,570,117afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$28,863,354$25,131,088$24,482,041$21,270,558$8,608,041$8,572,741$4,940,541$1,556,099$17,519,180afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$28,851,054$27,770,560$24,434,674$24,888,093$8,606,089$8,675,401$4,368,080$2,400,528$17,311,979afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$30,034,043$28,896,056$26,194,678$25,399,650$8,698,944$8,949,204$5,703,385$1,882,377$21,955,365afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$30,787,918$30,755,543$26,445,563$26,908,636$8,775,674$8,961,912$6,597,026$1,856,654$21,695,051afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$7,403,834$7,407,072$7,674,065$266,9930%No
2020$7,407,072$7,550,175$7,671,351$121,1761.9%No
2021$7,550,175$7,614,779$7,899,480$284,7010.9%No
2022$7,614,779$8,083,907$8,462,831$378,9246.2%No
2023$8,050,787$8,306,388$8,345,523$39,1353.2%No
2024$8,306,388$8,367,925$8,582,774$214,8490.7%No
2025$8,367,925$8,397,080$8,714,003$316,9230.4%No
2026$8,397,080$8,492,425$8,795,729$303,3041.1%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation1.7No Designation13.3fsms-muni-2019 ⓘ
2020No Designation5No Designation13.3fsms-muni-2020 ⓘ
2021No Designation3.3No Designation6.7fsms-muni-2021 ⓘ
2022No Designation3.3No Designation6.7fsms-muni-2022 ⓘ
2023No Designation3.3No Designation6.7fsms-muni-2023 ⓘ
2024No Designation3.3No Designation6.7fsms-muni-2024 ⓘ
2025No Designation6.7No Designation6.7fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 32.2% ($8,015,103 of $24,888,093) fsms-ind1-muni-2023 ⓘ · FY2024 31.3% ($7,949,811 of $25,399,650) fsms-ind1-muni-2024 ⓘ · FY2025 25.7% ($6,924,314 of $26,908,636) fsms-ind1-muni-2025 ⓘ

OSC audits (2)

Source: osc-audits ⓘ. Matched by entity name in the report title.

In meetings

Context only. These links point to meetings where budget, levy, fund balance, debt or audits came up; they are not used in any figure above.

Budget-related meeting documents (2)

All documents for this entity

Profile data as JSON: /api/entity/albany-county/cohoes.json