Capital Region: 357 entities
8 with OSC financial data · 8 matched to our entity list10Cities
10 with OSC financial data · 10 matched to our entity list102Towns
101 with OSC financial data · 101 matched to our entity list49Villages
48 with OSC financial data · 49 matched to our entity list73School districts
73 with OSC financial data · 73 matched to our entity list104Fire districts
103 with OSC financial data · 0 matched to our entity list3BOCES
0 with OSC financial data · 3 matched to our entity list8IDAs
0 with OSC financial data · 8 matched to our entity list
Flags
Counts of entities with each indicator flag. Thresholds are on the method page. A flag is a prompt to read the filings, not a finding.
| Flag | What it means | Counties | Cities | Towns | Villages | School districts | Fire districts | All |
|---|---|---|---|---|---|---|---|---|
| Recurring deficits | General fund and operating funds both ran deficits in at least 2 of the last 3 AFR years (our calculation from OSC AFR data). | 2 | 4 | 22 | 12 | 11 | 6 | 57 |
| Low fund balance | OSC FSMS fund balance ratio below 5% (municipalities) or unassigned fund balance below 1% (schools). | 2 | 3 | 5 | 10 | |||
| High fund balance | OSC FSMS fund balance ratio above 50% (municipalities), or NYSED-reported unrestricted fund balance above the 4% statutory limit (schools). | 1 | 46 | 18 | 30 | 95 | ||
| Rapid debt growth | Debt outstanding up more than 50% and more than $1M over the last 3 AFR years (OSC AFR debt detail). | 1 | 1 | 6 | 5 | 16 | 3 | 32 |
| Levy above tax cap | Proposed levy exceeded the computed tax levy limit, FY2024 or later (OSC tax cap filings; NYSED Property Tax Report Card for schools). | 3 | 3 | 34 | 16 | 8 | 51 | 115 |
| OSC stress designation | Latest OSC Fiscal Stress Monitoring System designation is Significant, Moderate or Susceptible. | 2 | 2 | 4 | 8 | |||
| Filing status | Late or missing Annual Financial Report: on OSC's FSMS not-filed list, FSMS 'Not filed' since FY2023, or no AFR in OSC data since 2024. Filing status, not stress. | 4 | 18 | 17 | 6 | 45 | ||
| School budget defeated | Budget defeated at the May vote or re-vote, 2022-23 to 2026-27 (NYSED results). | 9 | 9 |
Spotlight: Niskayuna
Peer medians by class
Medians across Capital Region entities of the same class with data. Open any class to sort every entity by any column.
| Class | n | Operating spending per capita / pupil | Property tax per capita / pupil | Debt per capita / pupil | Debt service % of operating spending | State aid % of operating revenue | Sales tax % of operating revenue | Fund balance ratio (OSC FSMS) | Operating spending growth over 5 AFR years | Levy growth |
|---|---|---|---|---|---|---|---|---|---|---|
| Counties | 8 | $2,625 | $562 | $671 | 2% | 17.4% | 32.2% | 20.4% | 34.5% | 7.7% |
| Cities | 10 | $2,140 | $626 | $1,944 | 7.5% | 12.5% | 18.9% | 23% | 19.7% | 14.5% |
| Towns | 102 | $913 | $409 | $316 | 2.4% | 12.6% | 22.6% | 48.1% | 26.7% | 13.2% |
| Villages | 49 | $1,295 | $380 | $1,153 | 6.5% | 5.9% | 14% | 42.4% | 20.8% | 10.7% |
| School districts | 73 | $31,733 | $14,117 | $15,267 | 6.9% | 45.9% | – | 5.5% | 21.3% | 11.8% |
| Fire districts | 104 | – | – | – | 13.1% | 0% | – | – | 17.4% | – |
Per-capita figures use Census Vintage 2025 estimates; per-pupil figures use NYSED PTRC enrollment. Town figures cover town-wide and part-town funds; villages inside a town levy separately. Comparing across classes is not meaningful because they deliver different services.
Entities to look at
Alphabetical, by flag. There is no composite score or ranking; open a profile for the filings behind each flag.
Recurring deficits 51 governments and school districts, 6 fire districts
Berne-Knox-Westerlo CSD (School district, Albany) · City of Albany (City, Albany) · City of Mechanicville (City, Saratoga) · City of Rensselaer (City, Rensselaer) · City of Saratoga Springs (City, Saratoga) · County of Schoharie (County, Schoharie) · County of Warren (County, Warren) · East Greenbush CSD (School district, Rensselaer) · Green Island UFSD (School district, Albany) · Hadley-Luzerne CSD (School district, Warren) · Hartford CSD (School district, Washington) · Johnsburg CSD (School district, Warren) · Lansingburgh CSD (School district, Rensselaer) · North Greenbush Common School District (School district, Rensselaer) · Schuylerville CSD (School district, Saratoga) · Sharon Springs CSD (School district, Schoharie) · Stillwater CSD (School district, Saratoga) · Town of Berne (Town, Albany) · Town of Conesville (Town, Schoharie) · Town of Duanesburg (Town, Schenectady) · Town of Easton (Town, Washington) · Town of Esperance (Town, Schoharie) · Town of Fulton (Town, Schoharie) · Town of Gilboa (Town, Schoharie) · Town of Green Island (Town, Albany) · Town of Greenwich (Town, Washington) · Town of Hampton (Town, Washington) · Town of Hartford (Town, Washington) · Town of Lake Luzerne (Town, Warren) · Town of Minden (Town, Montgomery) · Town of Niskayuna (Town, Schenectady) · Town of North Greenbush (Town, Rensselaer) · Town of Palatine (Town, Montgomery) · Town of Petersburgh (Town, Rensselaer) · Town of Rensselaerville (Town, Albany) · Town of Rotterdam (Town, Schenectady) · Town of Sand Lake (Town, Rensselaer) · Town of Waterford (Town, Saratoga) · Town of Westerlo (Town, Albany) · Village of Delanson (Village, Schenectady) · Village of Esperance (Village, Schoharie) · Village of Fort Johnson (Village, Montgomery) · Village of Hoosick Falls (Village, Rensselaer) · Village of Menands (Village, Albany) · Village of Richmondville (Village, Schoharie) · Village of Schoharie (Village, Schoharie) · Village of Sharon Springs (Village, Schoharie) · Village of St. Johnsville (Village, Montgomery) · Village of Stillwater (Village, Saratoga) · Village of Victory (Village, Saratoga) · Village of Whitehall (Village, Washington) · fire districts…
Low fund balance 10 governments and school districts
City of Albany (City, Albany) · City of Schenectady (City, Schenectady) · Town of Minden (Town, Montgomery) · Town of North Greenbush (Town, Rensselaer) · Town of Princetown (Town, Schenectady) · Village of Cambridge (Village, Washington) · Village of Canajoharie (Village, Montgomery) · Village of Greenwich (Village, Washington) · Village of Menands (Village, Albany) · Village of Schoharie (Village, Schoharie)
High fund balance 95 governments and school districts
Argyle CSD (School district, Washington) · Berlin CSD (School district, Rensselaer) · Bethlehem Central School District (School district, Albany) · Bolton CSD (School district, Warren) · Canajoharie CSD (School district, Montgomery) · City of Amsterdam (City, Montgomery) · Cohoes City School District (School district, Albany) · Fort Edward UFSD (School district, Washington) · Galway CSD (School district, Saratoga) · Gilboa-Conesville CSD (School district, Schoharie) · Glens Falls City School District (School district, Warren) · Glens Falls Common School District (School district, Warren) · Granville CSD (School district, Washington) · Greater Amsterdam School District (School district, Montgomery) · Hartford CSD (School district, Washington) · Hudson Falls CSD (School district, Washington) · Mechanicville City School District (School district, Saratoga) · Middleburgh CSD (School district, Schoharie) · North Greenbush Common School District (School district, Rensselaer) · North Warren CSD (School district, Warren) · Putnam Csd (School district, Washington) · Ravena-Coeymans-Selkirk CSD (School district, Albany) · Saratoga Springs City School District (School district, Saratoga) · Schalmont CSD (School district, Schenectady) · Schuylerville CSD (School district, Saratoga) · Sharon Springs CSD (School district, Schoharie) · South Colonie CSD (School district, Albany) · Stillwater CSD (School district, Saratoga) · Town of Argyle (Town, Washington) · Town of Ballston (Town, Saratoga) · Town of Blenheim (Town, Schoharie) · Town of Bolton (Town, Warren) · Town of Broome (Town, Schoharie) · Town of Brunswick (Town, Rensselaer) · Town of Charlton (Town, Saratoga) · Town of Cobleskill (Town, Schoharie) · Town of Corinth (Town, Saratoga) · Town of Day (Town, Saratoga) · Town of East Greenbush (Town, Rensselaer) · Town of Easton (Town, Washington) · Town of Florida (Town, Montgomery) · Town of Glen (Town, Montgomery) · Town of Grafton (Town, Rensselaer) · Town of Granville (Town, Washington) · Town of Green Island (Town, Albany) · Town of Hague (Town, Warren) · Town of Halfmoon (Town, Saratoga) · Town of Hoosick (Town, Rensselaer) · Town of Horicon (Town, Warren) · Town of Jackson (Town, Washington) · Town of Jefferson (Town, Schoharie) · Town of Kingsbury (Town, Washington) · Town of Lake George (Town, Warren) · Town of Malta (Town, Saratoga) · Town of Middleburgh (Town, Schoharie) · Town of Mohawk (Town, Montgomery) · Town of Moreau (Town, Saratoga) · Town of Nassau (Town, Rensselaer) · Town of Northumberland (Town, Saratoga) · Town of Pittstown (Town, Rensselaer) · Town of Providence (Town, Saratoga) · Town of Putnam (Town, Washington) · Town of Richmondville (Town, Schoharie) · Town of Root (Town, Montgomery) · Town of Schaghticoke (Town, Rensselaer) · Town of Schodack (Town, Rensselaer) · Town of Seward (Town, Schoharie) · Town of Sharon (Town, Schoharie) · Town of St. Johnsville (Town, Montgomery) · Town of Stephentown (Town, Rensselaer) · Town of Thurman (Town, Warren) · Town of Whitehall (Town, Washington) · Town of Wilton (Town, Saratoga) · Town of Wright (Town, Schoharie) · Village of Ames (Village, Montgomery) · Village of Argyle (Village, Washington) · Village of Ballston Spa (Village, Saratoga) · Village of East Nassau (Village, Rensselaer) · Village of Esperance (Village, Schoharie) · Village of Fort Ann (Village, Washington) · Village of Galway (Village, Saratoga) · Village of Hagaman (Village, Montgomery) · Village of Lake George (Village, Warren) · Village of Nassau (Village, Rensselaer) · Village of Nelliston (Village, Montgomery) · Village of Palatine Bridge (Village, Montgomery) · Village of Ravena (Village, Albany) · Village of Richmondville (Village, Schoharie) · Village of Round Lake (Village, Saratoga) · Village of South Glens Falls (Village, Saratoga) · Village of Valley Falls (Village, Rensselaer) · Village of Voorheesville (Village, Albany) · Warrensburg CSD (School district, Warren) · Waterford-Halfmoon UFSD (School district, Saratoga) · Whitehall CSD (School district, Washington)
Rapid debt growth 29 governments and school districts, 3 fire districts
Averill Park CSD (School district, Rensselaer) · Brunswick Central School District Brittonkill (School district, Rensselaer) · City of Albany (City, Albany) · Cohoes City School District (School district, Albany) · County of Washington (County, Washington) · Fort Ann CSD (School district, Washington) · Glens Falls City School District (School district, Warren) · Hartford CSD (School district, Washington) · Hoosic Valley CSD (School district, Rensselaer) · Hudson Falls CSD (School district, Washington) · Niskayuna Central School District (School district, Schenectady) · Saratoga Springs City School District (School district, Saratoga) · Schoharie CSD (School district, Schoharie) · Sharon Springs CSD (School district, Schoharie) · South Colonie CSD (School district, Albany) · Town of Bolton (Town, Warren) · Town of Canajoharie (Town, Montgomery) · Town of Johnsburg (Town, Warren) · Town of Malta (Town, Saratoga) · Town of Milton (Town, Saratoga) · Town of Rotterdam (Town, Schenectady) · Village of Castleton-On-Hudson (Village, Rensselaer) · Village of Greenwich (Village, Washington) · Village of Ravena (Village, Albany) · Village of Scotia (Village, Schenectady) · Village of Sharon Springs (Village, Schoharie) · Voorheesville CSD (School district, Albany) · Warrensburg CSD (School district, Warren) · Wynantskill UFSD (School district, Rensselaer) · fire districts…
Levy above tax cap 64 governments and school districts, 51 fire districts
Berlin CSD (School district, Rensselaer) · Berne-Knox-Westerlo CSD (School district, Albany) · Brunswick Central School District Brittonkill (School district, Rensselaer) · Cambridge CSD (School district, Washington) · City of Mechanicville (City, Saratoga) · City of Rensselaer (City, Rensselaer) · City of Watervliet (City, Albany) · County of Schoharie (County, Schoharie) · County of Warren (County, Warren) · County of Washington (County, Washington) · East Greenbush CSD (School district, Rensselaer) · Hoosic Valley CSD (School district, Rensselaer) · Salem CSD (School district, Washington) · Scotia-Glenville CSD (School district, Schenectady) · Town of Amsterdam (Town, Montgomery) · Town of Berlin (Town, Rensselaer) · Town of Berne (Town, Albany) · Town of Brunswick (Town, Rensselaer) · Town of Cambridge (Town, Washington) · Town of Charlton (Town, Saratoga) · Town of Chester (Town, Warren) · Town of Conesville (Town, Schoharie) · Town of Corinth (Town, Saratoga) · Town of Duanesburg (Town, Schenectady) · Town of Easton (Town, Washington) · Town of Fort Ann (Town, Washington) · Town of Galway (Town, Saratoga) · Town of Glen (Town, Montgomery) · Town of Granville (Town, Washington) · Town of Hampton (Town, Washington) · Town of Hebron (Town, Washington) · Town of Jackson (Town, Washington) · Town of Jefferson (Town, Schoharie) · Town of Johnsburg (Town, Warren) · Town of Lake George (Town, Warren) · Town of Malta (Town, Saratoga) · Town of Northumberland (Town, Saratoga) · Town of Pittstown (Town, Rensselaer) · Town of Poestenkill (Town, Rensselaer) · Town of Providence (Town, Saratoga) · Town of Putnam (Town, Washington) · Town of Salem (Town, Washington) · Town of Stillwater (Town, Saratoga) · Town of Stony Creek (Town, Warren) · Town of Thurman (Town, Warren) · Town of Waterford (Town, Saratoga) · Town of Wilton (Town, Saratoga) · Town of Wright (Town, Schoharie) · Village of Ames (Village, Montgomery) · Village of Ballston Spa (Village, Saratoga) · Village of Cambridge (Village, Washington) · Village of Canajoharie (Village, Montgomery) · Village of Corinth (Village, Saratoga) · Village of Fort Plain (Village, Montgomery) · Village of Greenwich (Village, Washington) · Village of Hudson Falls (Village, Washington) · Village of Menands (Village, Albany) · Village of Nelliston (Village, Montgomery) · Village of Palatine Bridge (Village, Montgomery) · Village of Schoharie (Village, Schoharie) · Village of Scotia (Village, Schenectady) · Village of St. Johnsville (Village, Montgomery) · Village of Valley Falls (Village, Rensselaer) · Village of Whitehall (Village, Washington) · fire districts…
OSC stress designation 8 governments and school districts
City of Albany (City, Albany) · City of Schenectady (City, Schenectady) · Hadley-Luzerne CSD (School district, Warren) · Lansingburgh CSD (School district, Rensselaer) · Schoharie CSD (School district, Schoharie) · Sharon Springs CSD (School district, Schoharie) · Town of Minden (Town, Montgomery) · Town of North Greenbush (Town, Rensselaer)
Filing status 39 governments and school districts, 6 fire districts
City of Glens Falls (City, Warren) · City of Mechanicville (City, Saratoga) · City of Rensselaer (City, Rensselaer) · City of Troy (City, Rensselaer) · Edinburg (Town, Saratoga) · Town of Cambridge (Town, Washington) · Town of Cobleskill (Town, Schoharie) · Town of Dresden (Town, Washington) · Town of Galway (Town, Saratoga) · Town of Greenfield (Town, Saratoga) · Town of Knox (Town, Albany) · Town of Niskayuna (Town, Schenectady) · Town of North Greenbush (Town, Rensselaer) · Town of Poestenkill (Town, Rensselaer) · Town of Providence (Town, Saratoga) · Town of Rotterdam (Town, Schenectady) · Town of Salem (Town, Washington) · Town of Saratoga (Town, Saratoga) · Town of Seward (Town, Schoharie) · Town of Stony Creek (Town, Warren) · Town of Waterford (Town, Saratoga) · Town of White Creek (Town, Washington) · Village of Argyle (Village, Washington) · Village of Canajoharie (Village, Montgomery) · Village of Castleton-On-Hudson (Village, Rensselaer) · Village of Cobleskill (Village, Schoharie) · Village of Fonda (Village, Montgomery) · Village of Fort Edward (Village, Washington) · Village of Fort Plain (Village, Montgomery) · Village of Hagaman (Village, Montgomery) · Village of Hoosick Falls (Village, Rensselaer) · Village of Hudson Falls (Village, Washington) · Village of Menands (Village, Albany) · Village of Nelliston (Village, Montgomery) · Village of Round Lake (Village, Saratoga) · Village of St. Johnsville (Village, Montgomery) · Village of Victory (Village, Saratoga) · Village of Waterford (Village, Saratoga) · Village of Whitehall (Village, Washington) · fire districts…
School budget defeated 9 governments and school districts
Berlin CSD (School district, Rensselaer) · Berne-Knox-Westerlo CSD (School district, Albany) · Brunswick Central School District Brittonkill (School district, Rensselaer) · Cambridge CSD (School district, Washington) · Hoosic Valley CSD (School district, Rensselaer) · Jefferson CSD (School district, Schoharie) · Putnam Csd (School district, Washington) · Salem CSD (School district, Washington) · Scotia-Glenville CSD (School district, Schenectady)
Last weekly source check: 2026-10-11 09:18 UTC. Data built 2026-10-14 10:50 UTC.