Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Canajoharie

Town · Montgomery County · Capital Region · OSC municipal code 270312000000

Population 3,649 (Census estimate 2025; 2020 base 3,664) popest-2025 ⓘ · Meeting coverage: documents

Flags

Rapid debt growth our calculation

Debt outstanding rose from $125,714 (2022) to $2,489,629 (2025), +1880%.

Source: debt-2022 ⓘ · debt-2025 ⓘ

Compared with Capital Region towns

IndicatorTown of CanajohariePeer medianPercentilePeersBasis
Operating spending per capita$572$91318th101AFR 2025, operating funds (our calc)
Property tax per capita$153$40913th101AFR 2025 real property taxes (our calc)
Debt per capita$682$31673rd73AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending11.7%2.4%95th101AFR 2025 (our calc)
State aid % of operating revenue24.7%12.6%86th101AFR 2025 (our calc)
Sales tax % of operating revenue31.1%22.6%66th101AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)33.9%48.1%34th96OSC FSMS FY2025
Operating spending growth over 5 AFR years49.7%26.7%82nd100AFR 2021–2025 (our calc)
Levy growth11.4%13.2%39th1012021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)3.33.345th88OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$522k$1.0M$1.6M$2.1M2019202020212022202320242025Revenue 2019: $1.5MRevenue 2020: $1.6MRevenue 2021: $1.7MRevenue 2022: $1.7MRevenue 2023: $1.8MRevenue 2024: $1.9MRevenue 2025: $2.1MSpending 2019: $1.6MSpending 2020: $1.5MSpending 2021: $1.4MSpending 2022: $1.5MSpending 2023: $1.6MSpending 2024: $1.9MSpending 2025: $2.1M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-84k$-39k$7k$52k$97k2019202020212022202320242025General fund result (incl. transfers) 2019: $-84kGeneral fund result (incl. transfers) 2020: $35kGeneral fund result (incl. transfers) 2021: $24kGeneral fund result (incl. transfers) 2022: $1kGeneral fund result (incl. transfers) 2023: $97kGeneral fund result (incl. transfers) 2024: $-10kGeneral fund result (incl. transfers) 2025: $70k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$622k$1.2M$1.9M$2.5M2019202020212022202320242025Debt outstanding 2019: $278kDebt outstanding 2020: $218kDebt outstanding 2021: $157kDebt outstanding 2022: $126kDebt outstanding 2023: $2.4MDebt outstanding 2024: $2.3MDebt outstanding 2025: $2.5MDebt service 2019: $87kDebt service 2020: $69kDebt service 2021: $68kDebt service 2022: $37kDebt service 2023: $36kDebt service 2024: $223kDebt service 2025: $244k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$171k$342k$512k$683k202120222023202420252026Total levy 2021: $509kTotal levy 2022: $514kTotal levy 2023: $683kTotal levy 2024: $546kTotal levy 2025: $546kTotal levy 2026: $567k

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202335.6%FY202420.8%FY202533.9%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY201912.9 No DesignationFY20209.6 No DesignationFY20213.3 No DesignationFY20220 No DesignationFY20230 No DesignationFY20240 No DesignationFY20253.3 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$1,494,581$1,559,893$294,426$378,607$490,825$471,649$176,362$87,278$277,798afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$1,593,810$1,543,957$420,708$385,573$508,497$506,651$219,366$69,375$217,875afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$1,652,464$1,393,792$355,878$332,127$514,559$586,638$196,530$68,259$157,143afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$1,695,859$1,469,103$411,859$410,393$520,140$655,643$187,139$37,007$125,714afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$1,784,207$1,648,904$589,285$491,892$531,213$655,702$209,977$35,891$2,419,286afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$1,893,779$1,884,377$719,748$729,288$563,491$662,048$147,430$222,661$2,274,857afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$2,052,162$2,086,918$718,740$648,506$556,867$638,840$506,207$244,126$2,489,629afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$472,087$483,237$490,432$7,1952.4%No
2020$483,237$500,097$500,097$03.5%No
2021$500,097$508,864$508,864$01.8%No
2022$508,864$514,214$520,650$6,4361.1%No
2023$514,214$531,039$531,039$03.3%No
2024$531,039$546,362$546,377$152.9%No
2025$546,362$546,362$559,240$12,8780%No
2026$546,362$566,737$566,737$03.7%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation12.9No Designation23.3fsms-muni-2019 ⓘ
2020No Designation9.6No Designation23.3fsms-muni-2020 ⓘ
2021No Designation3.3No Designation20fsms-muni-2021 ⓘ
2022No Designation0No Designation20fsms-muni-2022 ⓘ
2023No Designation0No Designation3.3fsms-muni-2023 ⓘ
2024No Designation0No Designation3.3fsms-muni-2024 ⓘ
2025No Designation3.3No Designation10fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 35.6% ($373,886 of $1,050,375) fsms-ind1-muni-2023 ⓘ · FY2024 20.8% ($319,094 of $1,537,956) fsms-ind1-muni-2024 ⓘ · FY2025 33.9% ($416,569 of $1,230,134) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/montgomery-county/canajoharie.json