Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Villages › Overlapping entities

Village of Stillwater

Village · Saratoga County · Capital Region · OSC municipal code 410480704820

Population 1,751 (Census estimate 2025; 2020 base 1,758) popest-2025 ⓘ · Meeting coverage: documents

Flags

Recurring deficits our calculation

General fund spending (incl. transfers out) exceeded revenues (incl. transfers in) in 2023, 2024, 2025, and operating funds overall spent more than they took in in 2023, 2024, 2025 (last 3 AFR years). Planned use of fund balance can cause this; check the adopted budgets.

Source: afr-2023 ⓘ · afr-2024 ⓘ · afr-2025 ⓘ

Compared with Capital Region villages

IndicatorVillage of StillwaterPeer medianPercentilePeersBasis
Operating spending per capita$1,035$1,29539th47AFR 2025, operating funds (our calc)
Property tax per capita$297$38035th47AFR 2025 real property taxes (our calc)
Debt per capita$1,845$1,15365th42AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending10%6.5%67th48AFR 2025 (our calc)
State aid % of operating revenue8.2%5.9%80th48AFR 2025 (our calc)
Sales tax % of operating revenue22.6%14%76th48AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)45.9%42.4%55th42OSC FSMS FY2025
Operating spending growth over 5 AFR years23.9%20.8%53rd46AFR 2021–2025 (our calc)
Levy growth9.4%10.7%39th462021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)11.74.282nd36OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$453k$906k$1.4M$1.8M2019202020212022202320242025Revenue 2019: $1.4MRevenue 2020: $1.3MRevenue 2021: $1.5MRevenue 2022: $1.5MRevenue 2023: $1.6MRevenue 2024: $1.7MRevenue 2025: $1.8MSpending 2019: $1.5MSpending 2020: $1.6MSpending 2021: $1.5MSpending 2022: $1.6MSpending 2023: $1.6MSpending 2024: $1.8MSpending 2025: $1.8M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-91k$-66k$-42k$-17k$7k2019202020212022202320242025General fund result (incl. transfers) 2019: $5kGeneral fund result (incl. transfers) 2020: $-91kGeneral fund result (incl. transfers) 2021: $7kGeneral fund result (incl. transfers) 2022: $-73kGeneral fund result (incl. transfers) 2023: $-14kGeneral fund result (incl. transfers) 2024: $-40kGeneral fund result (incl. transfers) 2025: $-58k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$852k$1.7M$2.6M$3.4M2019202020212022202320242025Debt outstanding 2019: $3.4MDebt outstanding 2020: $3.2MDebt outstanding 2021: $3.0MDebt outstanding 2022: $2.9MDebt outstanding 2023: $3.2MDebt outstanding 2024: $3.0MDebt outstanding 2025: $3.2MDebt service 2019: $205kDebt service 2020: $217kDebt service 2021: $200kDebt service 2022: $154kDebt service 2023: $180kDebt service 2024: $177kDebt service 2025: $182k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$105k$210k$315k$420k202120222023202420252026Total levy 2021: $384kTotal levy 2022: $389kTotal levy 2023: $395kTotal levy 2024: $402kTotal levy 2025: $408kTotal levy 2026: $420k

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202371.4%FY202455.8%FY202545.9%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20198.3 No DesignationFY202010 No DesignationFY20218.3 No DesignationFY20228.3 No DesignationFY20238.3 No DesignationFY202411.7 No DesignationFY202511.7 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-05-31)$1,402,336$1,454,652$868,049$863,327$505,964$291,471$92,578$205,299$3,408,551afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-05-31)$1,322,897$1,631,402$774,173$864,847$482,710$290,926$19,242$216,822$3,200,139afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-05-31)$1,500,973$1,461,906$834,759$827,677$493,359$303,467$88,014$199,624$3,007,640afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-05-31)$1,548,661$1,601,947$930,593$1,003,124$500,189$360,249$81,801$154,179$2,859,105afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-05-31)$1,571,969$1,643,721$930,377$944,184$507,355$364,918$81,158$179,766$3,160,773afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-05-31)$1,705,576$1,787,441$1,058,395$1,098,468$514,976$404,196$37,114$177,465$2,996,512afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-05-31)$1,760,703$1,811,670$1,110,047$1,167,802$520,779$398,741$144,355$181,819$3,230,000afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$358,381$366,147$371,507$5,3602.2%No
2020$366,147$367,237$380,118$12,8810.3%No
2021$367,237$383,502$385,456$1,9544.4%No
2022$383,502$388,555$397,617$9,0621.3%No
2023$388,555$395,173$407,442$12,2691.7%No
2024$395,173$401,834$414,670$12,8361.7%No
2025$401,834$407,981$420,434$12,4531.5%No
2026$407,981$419,645$428,225$8,5802.9%No
2027$419,645$427,646$439,555$11,9091.9%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation8.3No Designation3.3fsms-muni-2019 ⓘ
2020No Designation10No Designation3.3fsms-muni-2020 ⓘ
2021No Designation8.3No Designation10fsms-muni-2021 ⓘ
2022No Designation8.3No Designation0fsms-muni-2022 ⓘ
2023No Designation8.3No Designation0fsms-muni-2023 ⓘ
2024No Designation11.7No Designation0fsms-muni-2024 ⓘ
2025No Designation11.7No Designation0fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 71.4% ($673,908 of $944,184) fsms-ind1-muni-2023 ⓘ · FY2024 55.8% ($613,107 of $1,098,468) fsms-ind1-muni-2024 ⓘ · FY2025 45.9% ($535,694 of $1,167,802) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/saratoga-county/village-stillwater.json