Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Cities › Overlapping entities

City of Mechanicville

City · Saratoga County · Capital Region · OSC municipal code 410229000000

Population 5,021 (Census estimate 2025; 2020 base 5,147) popest-2025 ⓘ · Meeting coverage: documents

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Recurring deficits our calculation

General fund spending (incl. transfers out) exceeded revenues (incl. transfers in) in 2023, 2024, 2025, and operating funds overall spent more than they took in in 2023, 2024, 2025 (last 3 AFR years). Planned use of fund balance can cause this; check the adopted budgets.

Source: afr-2023 ⓘ · afr-2024 ⓘ · afr-2025 ⓘ

Levy above tax cap

OSC tax cap filings: proposed levy exceeded the computed levy limit for FY 2025 (by $127,658, override planned). Exceeding the limit requires a local law override (60% of the governing body).

Source: taxcap ⓘ

Late AFR (FSMS not filed)

OSC FSMS lists this entity as "Not filed" for FY 2023, 2024: its Annual Financial Report was not filed in time to be scored. This is filing status, not a stress designation.

Source: fsms-muni-2023 ⓘ · fsms-muni-2024 ⓘ

Compared with Capital Region cities

IndicatorCity of MechanicvillePeer medianPercentilePeersBasis
Operating spending per capita$1,741$2,14015th10AFR 2025, operating funds (our calc)
Property tax per capita$627$62655th10AFR 2025 real property taxes (our calc)
Debt per capita$1,516$1,94435th10AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending6.9%7.5%25th10AFR 2025 (our calc)
State aid % of operating revenue13.7%12.5%75th10AFR 2025 (our calc)
Sales tax % of operating revenue18.4%18.9%45th10AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)18%23%39th9OSC FSMS FY2025
Operating spending growth over 5 AFR years17.2%19.7%17th9AFR 2021–2025 (our calc)
Levy growth15.5%14.5%55th102021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)13.31056th8OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$2.2M$4.4M$6.6M$8.7M2019202020212022202320242025Revenue 2019: $7.2MRevenue 2020: $7.6MRevenue 2021: $7.5MRevenue 2022: $8.2MRevenue 2023: $8.1MRevenue 2024: $8.6MRevenue 2025: $8.5MSpending 2019: $6.9MSpending 2020: $7.0MSpending 2021: $7.5MSpending 2022: $8.3MSpending 2023: $8.3MSpending 2024: $8.6MSpending 2025: $8.7M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-500k$-204k$92k$388k$684k2019202020212022202320242025General fund result (incl. transfers) 2019: $216kGeneral fund result (incl. transfers) 2020: $684kGeneral fund result (incl. transfers) 2021: $103kGeneral fund result (incl. transfers) 2022: $161kGeneral fund result (incl. transfers) 2023: $-343kGeneral fund result (incl. transfers) 2024: $-3kGeneral fund result (incl. transfers) 2025: $-500k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$2.1M$4.1M$6.2M$8.3M2019202020212022202320242025Debt outstanding 2019: $5.4MDebt outstanding 2020: $6.3MDebt outstanding 2021: $8.3MDebt outstanding 2022: $7.8MDebt outstanding 2023: $7.4MDebt outstanding 2024: $7.8MDebt outstanding 2025: $7.6MDebt service 2019: $402kDebt service 2020: $496kDebt service 2021: $493kDebt service 2022: $578kDebt service 2023: $476kDebt service 2024: $517kDebt service 2025: $599k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$785k$1.6M$2.4M$3.1M202120222023202420252026Total levy 2021: $2.7MTotal levy 2022: $2.7MTotal levy 2023: $2.7MTotal levy 2024: $2.8MTotal levy 2025: $3.0MTotal levy 2026: $3.1M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202518.0%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 Not filedFY20200 Not filedFY20213.3 No DesignationFY20220 Not filedFY20230 Not filedFY20240 Not filedFY202513.3 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$7,209,883$6,864,055$5,402,157$5,186,297$2,662,354$1,319,726$994,872$401,690$5,406,295afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$7,648,524$7,040,060$5,650,899$4,966,925$2,813,699$1,291,933$1,270,471$496,486$6,330,588afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$7,470,504$7,460,659$5,795,989$5,692,793$2,760,676$1,419,227$985,739$493,234$8,275,987afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$8,152,525$8,298,842$6,350,197$6,188,956$2,881,730$1,545,091$1,104,073$578,467$7,770,708afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$8,101,184$8,326,461$6,211,899$6,554,611$2,710,414$1,535,087$1,104,422$476,391$7,361,915afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$8,580,743$8,613,828$6,095,469$6,098,381$3,005,228$1,501,285$1,113,567$517,014$7,813,500afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$8,455,341$8,741,790$6,457,386$6,957,283$3,148,345$1,556,022$1,159,421$599,087$7,611,551afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$2,539,009$2,594,955$2,606,276$11,3212.2%No
2020$2,594,957$2,718,344$2,685,675$-32,6694.8%Yes
2021$2,718,344$2,718,344$2,796,508$78,1640%No
2022$2,718,344$2,732,390$2,816,126$83,7360.5%No
2023$2,737,412$2,737,434$2,849,819$112,3850%No
2024$2,737,434$2,828,153$2,828,160$73.3%No
2025$2,823,955$3,033,168$2,905,510$-127,6587.4%Yes
2026$3,033,168$3,140,382$3,142,021$1,6393.5%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019Not filed–––fsms-muni-2019 ⓘ
2020Not filed–––fsms-muni-2020 ⓘ
2021No Designation3.3No Designation23.3fsms-muni-2021 ⓘ
2022Not filed–––fsms-muni-2022 ⓘ
2023Not filed–––fsms-muni-2023 ⓘ
2024Not filed–––fsms-muni-2024 ⓘ
2025No Designation13.3Susceptible Environmental Stress36.7fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2025 18% ($1,251,748 of $6,957,283) fsms-ind1-muni-2025 ⓘ

OSC audits (5)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/saratoga-county/mechanicville.json