Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Cobleskill

Town · Schoharie County · Capital Region · OSC municipal code 430317800000

Population 6,484 (Census estimate 2025; 2020 base 6,107) popest-2025 ⓘ · Meeting coverage: documents

Flags

High fund balance

OSC FSMS: assigned + unassigned general fund balance was 134.1% of gross expenditures (FY 2023); threshold > 50%.

Source: fsms-ind1-muni-2023 ⓘ

AFR not filed in time for FSMS score

Listed on OSC's FSMS 2025 not-filed (municipalities); last filed in time for a score: 2023. This is filing status, not a stress designation.

Source: fsms-notfiled-muni-2025 ⓘ

Compared with Capital Region towns

IndicatorTown of CobleskillPeer medianPercentilePeersBasis
Operating spending per capita$277$9133rd101AFR 2023, operating funds (our calc)
Property tax per capita$199$40917th101AFR 2023 real property taxes (our calc)
Debt per capita$219$31637th73AFR 2023 debt detail, year-end outstanding
Debt service % of operating spending5.1%2.4%72nd101AFR 2023 (our calc)
State aid % of operating revenue12%12.6%45th101AFR 2023 (our calc)
Sales tax % of operating revenue5%22.6%16th101AFR 2023 (our calc)
Fund balance ratio (OSC FSMS)134.1%48.1%91st96OSC FSMS FY2023
Operating spending growth over 5 AFR years23.5%26.7%40th100AFR 2019–2023 (our calc)
Levy growth7.1%13.2%23rd1012021–2026 OSC tax tables

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$550k$1.1M$1.7M$2.2M20192020202120222023Revenue 2019: $1.8MRevenue 2020: $1.7MRevenue 2021: $1.8MRevenue 2022: $1.9MRevenue 2023: $2.2MSpending 2019: $1.5MSpending 2020: $1.4MSpending 2021: $1.5MSpending 2022: $2.0MSpending 2023: $1.8M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$0k$31k$62k$92k$123k20192020202120222023General fund result (incl. transfers) 2019: $123kGeneral fund result (incl. transfers) 2020: $50kGeneral fund result (incl. transfers) 2021: $115kGeneral fund result (incl. transfers) 2022: $82kGeneral fund result (incl. transfers) 2023: $8k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$417k$833k$1.3M$1.7M20192020202120222023Debt outstanding 2019: $1.7MDebt outstanding 2020: $1.6MDebt outstanding 2021: $1.5MDebt outstanding 2022: $1.5MDebt outstanding 2023: $1.4MDebt service 2019: $111kDebt service 2020: $109kDebt service 2021: $108kDebt service 2022: $94kDebt service 2023: $93k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$321k$641k$962k$1.3M202120222023202420252026Total levy 2021: $1.2MTotal levy 2022: $1.2MTotal levy 2023: $1.2MTotal levy 2024: $1.2MTotal levy 2025: $1.2MTotal levy 2026: $1.3M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY2023134.1%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20223.3 No DesignationFY20233.3 No DesignationFY20240 Not filedFY20250 Not Filed

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$1,752,894$1,455,487$627,501$504,255$1,192,980$34,107$191,742$110,863$1,666,780afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$1,700,691$1,443,801$532,420$482,888$1,207,250$24,193$195,724$109,212$1,599,085afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$1,799,683$1,453,810$621,555$506,685$1,207,762$39,957$235,889$107,560$1,531,390afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$1,889,581$1,982,640$647,556$565,394$1,206,683$52,632$304,088$93,909$1,475,695afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$2,201,872$1,796,980$697,906$689,688$1,287,243$109,144$263,614$92,508$1,420,000afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A). No AFR data in OSC bulk files for 2024, 2025 (left blank, not estimated).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$1,163,150$1,183,703$1,209,953$26,2501.8%No
2020$1,183,703$1,197,784$1,228,927$31,1431.2%No
2021$1,197,784$1,197,784$1,239,542$41,7580%No
2022$1,197,784$1,197,351$1,244,975$47,624-0%No
2023$1,197,351$1,245,095$1,245,102$74%No
2024$1,245,095$1,245,095$1,279,283$34,1880%No
2025$1,245,095$1,245,350$1,291,465$46,1150%No
2026$1,245,350$1,282,821$1,301,696$18,8753%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0No Designation26.7fsms-muni-2019 ⓘ
2020No Designation0No Designation26.7fsms-muni-2020 ⓘ
2021No Designation0Susceptible Environmental Stress30fsms-muni-2021 ⓘ
2022No Designation3.3No Designation20fsms-muni-2022 ⓘ
2023No Designation3.3No Designation10fsms-muni-2023 ⓘ
2024Not filed–––fsms-muni-2024 ⓘ
2025Not Filed–––fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 134.1% ($1,806,488 of $1,347,107) fsms-ind1-muni-2023 ⓘ

Filing status

Listed on OSC's FSMS 2025 not-filed (municipalities). Last filed in time for a score: 2023. fsms-notfiled-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/schoharie-county/cobleskill.json