Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Richmondville

Town · Schoharie County · Capital Region · OSC municipal code 430371200000

Population 2,460 (Census estimate 2025; 2020 base 2,469) popest-2025 ⓘ · Meeting coverage: documents

Flags

High fund balance

OSC FSMS: assigned + unassigned general fund balance was 68.6% of gross expenditures (FY 2025); threshold > 50%.

Source: fsms-ind1-muni-2025 ⓘ

Compared with Capital Region towns

IndicatorTown of RichmondvillePeer medianPercentilePeersBasis
Operating spending per capita$766$91335th101AFR 2025, operating funds (our calc)
Property tax per capita$473$40965th101AFR 2025 real property taxes (our calc)
Debt per capita$263$31645th73AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending5%2.4%71st101AFR 2025 (our calc)
State aid % of operating revenue13.4%12.6%55th101AFR 2025 (our calc)
Sales tax % of operating revenue5%22.6%16th101AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)68.6%48.1%69th96OSC FSMS FY2025
Operating spending growth over 5 AFR years41.3%26.7%74th100AFR 2021–2025 (our calc)
Levy growth9.7%13.2%35th1012021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)03.314th88OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$477k$954k$1.4M$1.9M2019202020212022202320242025Revenue 2019: $1.4MRevenue 2020: $1.4MRevenue 2021: $1.5MRevenue 2022: $1.5MRevenue 2023: $1.6MRevenue 2024: $1.7MRevenue 2025: $1.9MSpending 2019: $1.3MSpending 2020: $1.3MSpending 2021: $1.3MSpending 2022: $1.5MSpending 2023: $1.4MSpending 2024: $1.3MSpending 2025: $1.9M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-16k$8k$32k$56k$80k2019202020212022202320242025General fund result (incl. transfers) 2019: $80kGeneral fund result (incl. transfers) 2020: $67kGeneral fund result (incl. transfers) 2021: $47kGeneral fund result (incl. transfers) 2022: $66kGeneral fund result (incl. transfers) 2023: $60kGeneral fund result (incl. transfers) 2024: $68kGeneral fund result (incl. transfers) 2025: $-16k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$282k$564k$846k$1.1M2019202020212022202320242025Debt outstanding 2019: $1.1MDebt outstanding 2020: $1.1MDebt outstanding 2021: $1.0MDebt outstanding 2022: $943kDebt outstanding 2023: $813kDebt outstanding 2024: $730kDebt outstanding 2025: $647kDebt service 2019: $113kDebt service 2020: $110kDebt service 2021: $143kDebt service 2022: $109kDebt service 2023: $146kDebt service 2024: $96kDebt service 2025: $94k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$281k$562k$842k$1.1M202120222023202420252026Total levy 2021: $1.0MTotal levy 2022: $1.0MTotal levy 2023: $1.1MTotal levy 2024: $1.1MTotal levy 2025: $1.1MTotal levy 2026: $1.1M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY2023103.9%FY2024147.4%FY202568.5%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20193.3 No DesignationFY20203.3 No DesignationFY20210 No DesignationFY20220 No DesignationFY20230 No DesignationFY20240 No DesignationFY20250 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$1,373,353$1,338,709$492,601$412,881$1,054,630$38,178$105,958$112,748$1,074,347afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$1,385,080$1,305,128$472,429$405,795$1,069,904$38,090$162,569$110,319$1,128,075afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$1,488,737$1,332,813$455,334$408,007$1,089,525$43,029$269,967$142,520$1,003,153afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$1,532,062$1,497,338$452,237$386,285$1,103,314$48,611$258,978$109,133$943,332afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$1,624,582$1,404,171$451,059$390,714$1,120,822$82,464$273,904$146,042$813,310afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$1,673,050$1,337,174$473,254$404,916$1,138,601$88,310$255,860$96,465$730,388afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$1,908,781$1,883,859$686,589$702,805$1,162,838$94,741$256,358$94,110$647,467afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$970,271$987,042$1,006,541$19,4991.7%No
2020$987,042$1,004,931$1,027,519$22,5881.8%No
2021$1,004,931$1,024,091$1,037,042$12,9511.9%No
2022$1,024,091$1,038,242$1,061,389$23,1471.4%No
2023$1,038,242$1,052,294$1,075,547$23,2531.4%No
2024$1,052,294$1,072,171$1,097,378$25,2071.9%No
2025$1,072,171$1,093,440$1,115,551$22,1112%No
2026$1,093,440$1,123,021$1,137,295$14,2742.7%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation3.3Susceptible Environmental Stress33.3fsms-muni-2019 ⓘ
2020No Designation3.3Susceptible Environmental Stress33.3fsms-muni-2020 ⓘ
2021No Designation0No Designation23.3fsms-muni-2021 ⓘ
2022No Designation0No Designation23.3fsms-muni-2022 ⓘ
2023No Designation0No Designation20fsms-muni-2023 ⓘ
2024No Designation0No Designation23.3fsms-muni-2024 ⓘ
2025No Designation0No Designation3.3fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 103.9% ($799,653 of $769,448) fsms-ind1-muni-2023 ⓘ · FY2024 147.4% ($980,363 of $664,950) fsms-ind1-muni-2024 ⓘ · FY2025 68.6% ($919,430 of $1,341,250) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/schoharie-county/richmondville.json