Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Amsterdam

Town · Montgomery County · Capital Region · OSC municipal code 270302100000

Population 5,954 (Census estimate 2025; 2020 base 5,565) popest-2025 ⓘ · Meeting coverage: documents

Flags

Levy above tax cap

OSC tax cap filings: proposed levy exceeded the computed levy limit for FY 2025 (by $51,475, override planned). Exceeding the limit requires a local law override (60% of the governing body).

Source: taxcap ⓘ

Compared with Capital Region towns

IndicatorTown of AmsterdamPeer medianPercentilePeersBasis
Operating spending per capita$1,155$91369th101AFR 2025, operating funds (our calc)
Property tax per capita$201$40918th101AFR 2025 real property taxes (our calc)
Debt per capita$478$31661st73AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending7.1%2.4%82nd101AFR 2025 (our calc)
State aid % of operating revenue4.6%12.6%6th101AFR 2025 (our calc)
Sales tax % of operating revenue36.2%22.6%75th101AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)47.2%48.1%49th96OSC FSMS FY2025
Operating spending growth over 5 AFR years37.8%26.7%72nd100AFR 2021–2025 (our calc)
Levy growth30.1%13.2%87th1012021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)3.33.345th88OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$2.0M$4.0M$6.0M$7.9M2019202020212022202320242025Revenue 2019: $5.0MRevenue 2020: $5.1MRevenue 2021: $5.7MRevenue 2022: $6.2MRevenue 2023: $5.8MRevenue 2024: $6.9MRevenue 2025: $6.8MSpending 2019: $7.9MSpending 2020: $4.9MSpending 2021: $5.0MSpending 2022: $5.5MSpending 2023: $5.6MSpending 2024: $6.6MSpending 2025: $6.9M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-64k$12k$87k$163k$238k2019202020212022202320242025General fund result (incl. transfers) 2019: $46kGeneral fund result (incl. transfers) 2020: $21kGeneral fund result (incl. transfers) 2021: $190kGeneral fund result (incl. transfers) 2022: $238kGeneral fund result (incl. transfers) 2023: $70kGeneral fund result (incl. transfers) 2024: $-53kGeneral fund result (incl. transfers) 2025: $-64k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$903k$1.8M$2.7M$3.6M2019202020212022202320242025Debt outstanding 2019: $3.1MDebt outstanding 2020: $2.9MDebt outstanding 2021: $3.4MDebt outstanding 2022: $3.2MDebt outstanding 2023: $3.5MDebt outstanding 2024: $3.2MDebt outstanding 2025: $2.8MDebt service 2019: $3.6MDebt service 2020: $353kDebt service 2021: $229kDebt service 2022: $353kDebt service 2023: $349kDebt service 2024: $493kDebt service 2025: $488k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$307k$614k$922k$1.2M202120222023202420252026Total levy 2021: $945kTotal levy 2022: $961kTotal levy 2023: $1.0MTotal levy 2024: $1.1MTotal levy 2025: $1.2MTotal levy 2026: $1.2M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202363.6%FY202446.6%FY202547.2%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20220 No DesignationFY20230 No DesignationFY20240 No DesignationFY20253.3 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$4,974,193$7,941,364$840,261$793,847$920,824$1,706,046$67,489$3,610,964$3,110,000afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$5,066,702$4,913,001$881,772$861,006$940,578$1,713,287$244,600$353,013$2,885,000afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$5,714,107$4,990,743$1,252,123$1,062,555$952,725$1,967,124$303,551$228,730$3,380,000afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$6,230,157$5,501,949$1,447,033$1,208,614$971,179$2,184,843$242,042$353,110$3,155,000afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$5,845,386$5,603,074$1,308,171$1,237,978$1,010,303$2,260,013$293,953$348,507$3,530,000afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$6,887,542$6,600,575$1,554,990$1,607,775$1,113,501$2,561,243$328,753$493,191$3,200,000afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$6,792,091$6,879,250$1,329,336$1,393,371$1,199,676$2,461,439$310,975$488,492$2,845,000afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$889,899$909,899$921,494$11,5952.3%No
2020$909,899$933,183$948,416$15,2332.6%No
2021$933,183$944,686$967,558$22,8721.2%No
2022$944,686$961,074$983,874$22,8001.7%No
2023$961,074$1,001,802$1,004,658$2,8564.2%No
2024$0$1,084,116$1,122,420$38,304–No
2025$1,084,116$1,188,923$1,137,448$-51,4759.7%Yes
2026$1,188,923$1,228,868$1,228,869$03.4%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0No Designation3.3fsms-muni-2019 ⓘ
2020No Designation0No Designation3.3fsms-muni-2020 ⓘ
2021No Designation0No Designation10fsms-muni-2021 ⓘ
2022No Designation0No Designation13.3fsms-muni-2022 ⓘ
2023No Designation0No Designation10fsms-muni-2023 ⓘ
2024No Designation0No Designation10fsms-muni-2024 ⓘ
2025No Designation3.3No Designation10fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 63.6% ($787,004 of $1,237,978) fsms-ind1-muni-2023 ⓘ · FY2024 46.6% ($749,489 of $1,607,775) fsms-ind1-muni-2024 ⓘ · FY2025 47.2% ($657,323 of $1,393,371) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/montgomery-county/town-amsterdam.json