Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Saratoga

Town · Saratoga County · Capital Region · OSC municipal code 410374700000

Population 5,859 (Census estimate 2025; 2020 base 5,818) popest-2025 ⓘ · Meeting coverage: documents

Flags

AFR not filed in time for FSMS score

Listed on OSC's FSMS 2025 not-filed (municipalities); last filed in time for a score: 2022. This is filing status, not a stress designation.

Source: fsms-notfiled-muni-2025 ⓘ

Compared with Capital Region towns

IndicatorTown of SaratogaPeer medianPercentilePeersBasis
Operating spending per capita$551$91315th101AFR 2024, operating funds (our calc)
Property tax per capita$128$4099th101AFR 2024 real property taxes (our calc)
Debt per capita$121$31625th73AFR 2024 debt detail, year-end outstanding
Debt service % of operating spending6.1%2.4%76th101AFR 2024 (our calc)
State aid % of operating revenue16.2%12.6%68th101AFR 2024 (our calc)
Sales tax % of operating revenue54%22.6%93rd101AFR 2024 (our calc)
Operating spending growth over 5 AFR years-14.6%26.7%2nd100AFR 2020–2024 (our calc)
Levy growth8.3%13.2%29th1012021–2026 OSC tax tables

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$953k$1.9M$2.9M$3.8M201920202021202220232024Revenue 2019: $2.6MRevenue 2020: $2.8MRevenue 2021: $3.4MRevenue 2022: $3.5MRevenue 2023: $3.7MRevenue 2024: $3.8MSpending 2019: $2.3MSpending 2020: $3.8MSpending 2021: $2.6MSpending 2022: $2.9MSpending 2023: $3.5MSpending 2024: $3.2M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-91k$1k$92k$183k$275k201920202021202220232024General fund result (incl. transfers) 2019: $204kGeneral fund result (incl. transfers) 2020: $207kGeneral fund result (incl. transfers) 2021: $204kGeneral fund result (incl. transfers) 2022: $275kGeneral fund result (incl. transfers) 2023: $-91kGeneral fund result (incl. transfers) 2024: $-58k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$462k$923k$1.4M$1.8M201920202021202220232024Debt outstanding 2019: $1.6MDebt outstanding 2020: $1.3MDebt outstanding 2021: $1.1MDebt outstanding 2022: $1.0MDebt outstanding 2023: $865kDebt outstanding 2024: $710kDebt service 2019: $219kDebt service 2020: $1.8MDebt service 2021: $198kDebt service 2022: $198kDebt service 2023: $196kDebt service 2024: $198k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$288k$576k$863k$1.2M202120222023202420252026Total levy 2021: $1.1MTotal levy 2022: $1.1MTotal levy 2023: $1.1MTotal levy 2024: $1.1MTotal levy 2025: $1.1MTotal levy 2026: $1.2M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20220 No DesignationFY20230 Not filedFY20240 Not filedFY20250 Not Filed

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$2,597,786$2,273,859$1,240,148$1,036,136$704,093$1,238,565$345,809$218,889$1,615,000afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$2,843,319$3,778,758$1,210,605$1,003,253$692,751$1,246,889$366,981$1,846,857$1,285,000afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$3,375,488$2,612,088$1,331,852$1,127,908$741,774$1,553,117$786,985$197,900$1,150,000afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$3,536,114$2,886,480$1,445,864$1,171,114$744,730$1,667,333$526,504$197,500$1,010,000afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$3,720,445$3,549,132$1,363,804$1,454,347$747,428$1,693,560$800,296$195,500$865,000afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$3,811,286$3,228,192$1,266,530$1,324,891$748,021$2,058,883$615,710$198,250$710,000afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A). No AFR data in OSC bulk files for 2025 (left blank, not estimated).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$994,630$1,012,377$1,038,631$26,2541.8%No
2020$1,012,673$1,057,458$1,065,859$8,4014.4%No
2021$1,007,457$1,064,546$1,065,559$1,0135.7%No
2022$1,062,925$1,071,129$1,105,357$34,2280.8%No
2023$1,071,429$1,078,832$1,135,994$57,1620.7%No
2024$1,078,832$1,133,362$1,133,362$05.1%No
2025$1,087,183$1,125,098$1,134,345$9,2473.5%No
2026$1,125,098$1,151,011$1,171,651$20,6402.3%No
2027$1,151,011$1,165,000$1,202,760$37,7601.2%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0No Designation26.7fsms-muni-2019 ⓘ
2020No Designation0No Designation20fsms-muni-2020 ⓘ
2021No Designation0No Designation26.7fsms-muni-2021 ⓘ
2022No Designation0No Designation20fsms-muni-2022 ⓘ
2023Not filed–––fsms-muni-2023 ⓘ
2024Not filed–––fsms-muni-2024 ⓘ
2025Not Filed–––fsms-muni-2025 ⓘ
Filing status

Listed on OSC's FSMS 2025 not-filed (municipalities). Last filed in time for a score: 2022. fsms-notfiled-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/saratoga-county/town-saratoga.json