Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Mid-Hudson › Towns › Overlapping entities

Town of Ancram

Town · Columbia County · Mid-Hudson · OSC municipal code 100302200000

Population 1,413 (Census estimate 2025; 2020 base 1,438) popest-2025 ⓘ · Meeting coverage: documents

Flags

Recurring deficits our calculation

General fund spending (incl. transfers out) exceeded revenues (incl. transfers in) in 2023, 2025, and operating funds overall spent more than they took in in 2023, 2024, 2025 (last 3 AFR years). Planned use of fund balance can cause this; check the adopted budgets.

Source: afr-2023 ⓘ · afr-2025 ⓘ

Late AFR (FSMS not filed)

OSC FSMS lists this entity as "Not filed" for FY 2023: its Annual Financial Report was not filed in time to be scored. This is filing status, not a stress designation.

Source: fsms-muni-2023 ⓘ

Compared with Mid-Hudson towns

IndicatorTown of AncramPeer medianPercentilePeersBasis
Operating spending per capita$1,438$1,10672nd114AFR 2025, operating funds (our calc)
Property tax per capita$495$57943rd114AFR 2025 real property taxes (our calc)
Debt per capita$270$41535th97AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending4.3%3.9%57th114AFR 2025 (our calc)
State aid % of operating revenue21.6%10.6%86th114AFR 2025 (our calc)
Sales tax % of operating revenue25.2%7.1%87th114AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)38.6%40.1%47th104OSC FSMS FY2025
Operating spending growth over 5 AFR years38.9%27.3%79th111AFR 2021–2025 (our calc)
Levy growth-6.5%14.4%5th1142021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)103.385th97OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$509k$1.0M$1.5M$2.0M2019202020212022202320242025Revenue 2019: $1.5MRevenue 2020: $1.5MRevenue 2021: $1.8MRevenue 2022: $1.8MRevenue 2023: $1.8MRevenue 2024: $1.9MRevenue 2025: $1.8MSpending 2019: $1.6MSpending 2020: $1.1MSpending 2021: $1.5MSpending 2022: $1.8MSpending 2023: $2.0MSpending 2024: $1.9MSpending 2025: $2.0M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-246k$-103k$39k$182k$324k2019202020212022202320242025General fund result (incl. transfers) 2019: $-173kGeneral fund result (incl. transfers) 2020: $183kGeneral fund result (incl. transfers) 2021: $324kGeneral fund result (incl. transfers) 2022: $45kGeneral fund result (incl. transfers) 2023: $-98kGeneral fund result (incl. transfers) 2024: $63kGeneral fund result (incl. transfers) 2025: $-246k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$112k$224k$336k$448k2019202020212022202320242025Debt outstanding 2020: $212kDebt outstanding 2021: $171kDebt outstanding 2022: $128kDebt outstanding 2023: $86kDebt outstanding 2024: $448kDebt outstanding 2025: $381kDebt service 2019: $0kDebt service 2020: $0kDebt service 2021: $44kDebt service 2022: $44kDebt service 2023: $43kDebt service 2024: $88kDebt service 2025: $87k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$189k$379k$568k$757k202120222023202420252026Total levy 2021: $757kTotal levy 2022: $719kTotal levy 2023: $719kTotal levy 2024: $720kTotal levy 2025: $683kTotal levy 2026: $708k

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202452.9%FY202538.6%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20196.7 No DesignationFY20203.3 No DesignationFY20213.3 No DesignationFY20223.3 No DesignationFY20230 Not filedFY202410 No DesignationFY202510 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$1,519,984$1,619,338$643,370$816,195$774,357$332,387$256,107$0–afr-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$1,479,391$1,071,547$637,711$455,062$764,184$342,526$228,649$0$212,143afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$1,819,675$1,463,330$886,686$562,616$765,394$417,806$425,782$44,292$170,927afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$1,787,558$1,821,512$801,862$756,459$728,731$430,443$413,848$44,292$127,927afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$1,811,800$2,034,317$803,620$901,376$726,373$433,892$374,529$43,000$86,000afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$1,899,680$1,921,045$803,453$740,426$732,756$423,607$387,005$87,979$448,000afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$1,812,304$2,032,592$775,741$1,021,678$699,853$456,743$390,560$86,961$381,000afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$773,219$760,103$800,808$40,705-1.7%No
2020$760,103$752,182$793,907$41,725-1%No
2021$752,182$751,556$781,554$29,998-0.1%No
2022$757,056$718,920$783,920$65,000-5%No
2023$718,920$718,775$750,190$31,415-0%No
2024$718,775$719,704$737,497$17,7930.1%No
2025$719,704$719,704$751,615$31,9110%No
2026$682,994$707,928$707,928$03.7%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation6.7No Designation20fsms-muni-2019 ⓘ
2020No Designation3.3Susceptible Environmental Stress33.3fsms-muni-2020 ⓘ
2021No Designation3.3Susceptible Environmental Stress36.7fsms-muni-2021 ⓘ
2022No Designation3.3Susceptible Environmental Stress30fsms-muni-2022 ⓘ
2023Not filed–––fsms-muni-2023 ⓘ
2024No Designation10No Designation23.3fsms-muni-2024 ⓘ
2025No Designation10No Designation26.7fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2024 52.9% ($1,029,119 of $1,946,095) fsms-ind1-muni-2024 ⓘ · FY2025 38.6% ($835,790 of $2,167,755) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

In meetings

Context only. These links point to meetings where budget, levy, fund balance, debt or audits came up; they are not used in any figure above.

Budget and audit moments in meeting transcripts (2 meetings)

Machine transcripts; listen before citing. Meeting Insights library

Profile data as JSON: /api/entity/columbia-county/ancram.json