Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Mid-Hudson › Villages › Overlapping entities

Village of Chatham

Village · Columbia County · Mid-Hudson · OSC municipal code 100432800930

Population 1,538 (Census estimate 2025; 2020 base 1,608) popest-2025 ⓘ · Meeting coverage: documents

No indicator flags.

Compared with Mid-Hudson villages

IndicatorVillage of ChathamPeer medianPercentilePeersBasis
Operating spending per capita$2,955$1,90089th48AFR 2025, operating funds (our calc)
Property tax per capita$449$71820th48AFR 2025 real property taxes (our calc)
Debt per capita$1,813$1,60254th45AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending35.7%8.2%97th48AFR 2025 (our calc)
State aid % of operating revenue5.3%4.8%54th48AFR 2025 (our calc)
Sales tax % of operating revenue9.2%5.9%58th48AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)44.8%31.1%62nd41OSC FSMS FY2025
Operating spending growth over 5 AFR years186.1%30.7%97th46AFR 2021–2025 (our calc)
Levy growth-0.1%15.1%5th472021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)1.73.332nd34OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$1.1M$2.3M$3.4M$4.5M2019202020212022202320242025Revenue 2019: $2.8MRevenue 2020: $2.6MRevenue 2021: $2.4MRevenue 2022: $2.7MRevenue 2023: $2.7MRevenue 2024: $2.4MRevenue 2025: $3.5MSpending 2019: $2.4MSpending 2020: $1.9MSpending 2021: $1.6MSpending 2022: $1.9MSpending 2023: $2.5MSpending 2024: $2.3MSpending 2025: $4.5M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-220k$-75k$70k$215k$360k2019202020212022202320242025General fund result (incl. transfers) 2019: $191kGeneral fund result (incl. transfers) 2020: $175kGeneral fund result (incl. transfers) 2021: $287kGeneral fund result (incl. transfers) 2022: $360kGeneral fund result (incl. transfers) 2023: $42kGeneral fund result (incl. transfers) 2024: $27kGeneral fund result (incl. transfers) 2025: $-220k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$872k$1.7M$2.6M$3.5M2019202020212022202320242025Debt outstanding 2019: $3.0MDebt outstanding 2020: $3.1MDebt outstanding 2021: $3.1MDebt outstanding 2022: $3.5MDebt outstanding 2023: $3.3MDebt outstanding 2024: $3.0MDebt outstanding 2025: $2.8MDebt service 2019: $343kDebt service 2020: $340kDebt service 2021: $327kDebt service 2022: $305kDebt service 2023: $312kDebt service 2024: $314kDebt service 2025: $1.6M

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$168k$335k$503k$670k202120222023202420252026Total levy 2021: $670kTotal levy 2022: $670kTotal levy 2023: $670kTotal levy 2024: $670kTotal levy 2025: $670kTotal levy 2026: $670k

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY2023107.4%FY202482.6%FY202544.8%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 Not filedFY20200 Not filedFY20210 Not filedFY20221.7 No DesignationFY20231.7 No DesignationFY20241.7 No DesignationFY20251.7 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-05-31)$2,760,700$2,350,947$1,294,259$1,103,286$722,572$222,868$812,283$342,871$2,987,025afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-05-31)$2,605,902$1,896,421$1,249,811$1,075,177$676,125$222,259$381,370$339,869$3,053,166afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-05-31)$2,352,287$1,588,745$1,284,307$996,840$706,184$228,316$86,151$327,369$3,099,377afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-05-31)$2,718,424$1,911,946$1,513,128$1,153,503$687,878$268,403$203,422$304,871$3,487,499afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-05-31)$2,652,573$2,494,154$1,372,275$1,330,197$678,285$310,355$129,601$312,268$3,260,629afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-05-31)$2,441,736$2,303,765$1,385,416$1,357,960$672,583$341,068$52,670$313,565$3,026,576afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-05-31)$3,503,565$4,544,608$1,540,748$1,761,031$690,422$321,492$186,203$1,621,016$2,788,062afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$655,016$668,626$672,008$3,3822.1%No
2020$666,060$670,281$688,590$18,3090.6%No
2021$670,281$670,281$697,248$26,9670%No
2022$670,281$670,281$699,093$28,8120%No
2023$670,281$670,281$694,329$24,0480%No
2024$670,281$670,281$699,503$29,2220%No
2025$670,281$670,281$703,868$33,5870%No
2026$669,607$669,607$695,518$25,9110%No
2027$669,607$695,099$695,099$03.8%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019Not filed–––fsms-muni-2019 ⓘ
2020Not filed–––fsms-muni-2020 ⓘ
2021Not filed–––fsms-muni-2021 ⓘ
2022No Designation1.7No Designation13.3fsms-muni-2022 ⓘ
2023No Designation1.7No Designation6.7fsms-muni-2023 ⓘ
2024No Designation1.7No Designation10fsms-muni-2024 ⓘ
2025No Designation1.7No Designation10fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 107.4% ($1,429,038 of $1,330,197) fsms-ind1-muni-2023 ⓘ · FY2024 82.6% ($1,121,074 of $1,357,960) fsms-ind1-muni-2024 ⓘ · FY2025 44.8% ($789,027 of $1,761,031) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

In meetings

Context only. These links point to meetings where budget, levy, fund balance, debt or audits came up; they are not used in any figure above.

Budget and audit moments in meeting transcripts (1 meetings)

Machine transcripts; listen before citing. Meeting Insights library

Profile data as JSON: /api/entity/columbia-county/village-chatham.json