Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Mid-Hudson › Towns › Overlapping entities

Town of Crawford

Town · Orange County · Mid-Hudson · OSC municipal code 330320900000

Population 9,041 (Census estimate 2025; 2020 base 9,109) popest-2025 ⓘ · Meeting coverage: documents

Flags

Recurring deficits our calculation

General fund spending (incl. transfers out) exceeded revenues (incl. transfers in) in 2023, 2024, 2025, and operating funds overall spent more than they took in in 2023, 2024, 2025 (last 3 AFR years). Planned use of fund balance can cause this; check the adopted budgets.

Source: afr-2023 ⓘ · afr-2024 ⓘ · afr-2025 ⓘ

Rapid debt growth our calculation

Debt outstanding rose from $1,919,775 (2022) to $3,776,453 (2025), +97%.

Source: debt-2022 ⓘ · debt-2025 ⓘ

Compared with Mid-Hudson towns

IndicatorTown of CrawfordPeer medianPercentilePeersBasis
Operating spending per capita$1,261$1,10662nd114AFR 2025, operating funds (our calc)
Property tax per capita$663$57955th114AFR 2025 real property taxes (our calc)
Debt per capita$418$41553rd97AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending3.1%3.9%43rd114AFR 2025 (our calc)
State aid % of operating revenue6.5%10.6%20th114AFR 2025 (our calc)
Sales tax % of operating revenue17.7%7.1%79th114AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)22.7%40.1%24th104OSC FSMS FY2025
Operating spending growth over 5 AFR years23.9%27.3%35th111AFR 2021–2025 (our calc)
Levy growth11.5%14.4%39th1142021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)103.385th97OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$2.9M$5.7M$8.6M$11.4M2019202020212022202320242025Revenue 2019: $9.3MRevenue 2020: $8.9MRevenue 2021: $10.4MRevenue 2022: $10.1MRevenue 2023: $11.2MRevenue 2024: $11.0MRevenue 2025: $11.1MSpending 2019: $8.7MSpending 2020: $8.6MSpending 2021: $9.2MSpending 2022: $9.9MSpending 2023: $11.4MSpending 2024: $11.3MSpending 2025: $11.4M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-1.1M$-598k$-118k$363k$843k2019202020212022202320242025General fund result (incl. transfers) 2019: $561kGeneral fund result (incl. transfers) 2020: $-20kGeneral fund result (incl. transfers) 2021: $843kGeneral fund result (incl. transfers) 2022: $64kGeneral fund result (incl. transfers) 2023: $-1.1MGeneral fund result (incl. transfers) 2024: $-434kGeneral fund result (incl. transfers) 2025: $-343k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$944k$1.9M$2.8M$3.8M2019202020212022202320242025Debt outstanding 2019: $3.3MDebt outstanding 2020: $2.9MDebt outstanding 2021: $2.4MDebt outstanding 2022: $1.9MDebt outstanding 2023: $1.8MDebt outstanding 2024: $2.6MDebt outstanding 2025: $3.8MDebt service 2019: $559kDebt service 2020: $550kDebt service 2021: $573kDebt service 2022: $1.0MDebt service 2023: $435kDebt service 2024: $421kDebt service 2025: $357k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$1.5M$3.0M$4.5M$6.0M202120222023202420252026Total levy 2021: $5.4MTotal levy 2022: $5.4MTotal levy 2023: $5.5MTotal levy 2024: $5.7MTotal levy 2025: $5.9MTotal levy 2026: $6.0M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202330.3%FY202428.3%FY202522.7%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20220 No DesignationFY20233.3 No DesignationFY20246.7 No DesignationFY202510 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$9,272,418$8,707,621$5,678,290$5,117,325$5,236,382$1,620,105$465,521$559,032$3,319,500afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$8,865,787$8,620,363$5,514,921$5,535,202$5,360,926$1,512,130$455,601$549,781$2,874,925afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$10,448,412$9,200,917$6,703,756$5,861,102$5,444,693$1,788,723$1,122,710$573,468$2,390,350afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$10,115,447$9,877,185$6,408,630$6,344,785$5,496,331$1,848,879$1,106,073$1,037,707$1,919,775afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$11,230,317$11,402,591$7,466,737$8,544,464$5,609,557$1,916,145$726,809$434,905$1,840,338afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$11,037,675$11,285,803$7,337,837$7,771,646$5,745,267$1,907,407$1,178,442$421,395$2,637,042afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$11,105,856$11,397,441$7,389,771$7,733,182$5,991,693$1,962,554$719,945$357,105$3,776,453afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$5,042,079$5,160,846$5,231,580$70,7342.4%No
2020$5,160,846$5,281,988$5,369,285$87,2972.4%No
2021$5,281,988$5,365,543$5,490,135$124,5921.6%No
2022$5,365,543$5,413,803$5,606,618$192,8150.9%No
2023$5,413,803$5,456,610$5,657,543$200,9330.8%No
2024$5,456,610$5,661,283$5,705,964$44,6813.8%No
2025$5,661,283$5,875,941$5,914,138$38,1973.8%No
2026$5,875,941$5,984,138$6,044,934$60,7961.8%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0No Designation23.3fsms-muni-2019 ⓘ
2020No Designation0No Designation20fsms-muni-2020 ⓘ
2021No Designation0No Designation13.3fsms-muni-2021 ⓘ
2022No Designation0No Designation3.3fsms-muni-2022 ⓘ
2023No Designation3.3No Designation3.3fsms-muni-2023 ⓘ
2024No Designation6.7No Designation3.3fsms-muni-2024 ⓘ
2025No Designation10No Designation3.3fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 30.3% ($3,258,346 of $10,748,903) fsms-ind1-muni-2023 ⓘ · FY2024 28.3% ($2,887,039 of $10,204,417) fsms-ind1-muni-2024 ⓘ · FY2025 22.7% ($2,370,031 of $10,426,241) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

Profile data as JSON: /api/entity/orange-county/crawford.json