Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Counties

County of Schenectady

County · Schenectady County · Capital Region · OSC municipal code 420100000000

Population 162,581 (Census estimate 2025; 2020 base 157,874) popest-2025 ⓘ · Meeting coverage: documents

No indicator flags.

Compared with Capital Region counties

IndicatorCounty of SchenectadyPeer medianPercentilePeersBasis
Operating spending per capita$2,601$2,62531st8AFR 2025, operating funds (our calc)
Property tax per capita$463$56244th8AFR 2025 real property taxes (our calc)
Debt per capita$430$67119th8AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending1.8%2%44th8AFR 2025 (our calc)
State aid % of operating revenue21.3%17.4%69th8AFR 2025 (our calc)
Sales tax % of operating revenue33.3%32.2%56th8AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)21.5%20.4%69th8OSC FSMS FY2025
Operating spending growth over 5 AFR years37.1%34.5%63rd8AFR 2021–2025 (our calc)
Levy growth-0.5%7.7%19th82021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)3.3531st8OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$112M$223M$335M$446M2019202020212022202320242025Revenue 2019: $331MRevenue 2020: $319MRevenue 2021: $356MRevenue 2022: $362MRevenue 2023: $394MRevenue 2024: $418MRevenue 2025: $446MSpending 2019: $304MSpending 2020: $305MSpending 2021: $309MSpending 2022: $321MSpending 2023: $364MSpending 2024: $404MSpending 2025: $423M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-8.0M$1.8M$11.7M$21.6M$31.4M2019202020212022202320242025General fund result (incl. transfers) 2019: $11.8MGeneral fund result (incl. transfers) 2020: $11.6MGeneral fund result (incl. transfers) 2021: $31.4MGeneral fund result (incl. transfers) 2022: $15.6MGeneral fund result (incl. transfers) 2023: $2.0MGeneral fund result (incl. transfers) 2024: $-8.0MGeneral fund result (incl. transfers) 2025: $-585k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$22.1M$44.3M$66.4M$88.6M2019202020212022202320242025Debt outstanding 2019: $71.2MDebt outstanding 2020: $72.8MDebt outstanding 2021: $88.6MDebt outstanding 2022: $80.1MDebt outstanding 2023: $72.7MDebt outstanding 2024: $65.7MDebt outstanding 2025: $69.8MDebt service 2019: $8.2MDebt service 2020: $8.5MDebt service 2021: $9.0MDebt service 2022: $9.5MDebt service 2023: $9.1MDebt service 2024: $8.7MDebt service 2025: $7.8M

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$18.4M$36.8M$55.2M$73.6M202120222023202420252026Total levy 2021: $73.6MTotal levy 2022: $72.9MTotal levy 2023: $73.0MTotal levy 2024: $73.0MTotal levy 2025: $73.6MTotal levy 2026: $73.2M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202330.5%FY202422.8%FY202521.5%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20220 No DesignationFY20230 No DesignationFY20243.3 No DesignationFY20253.3 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$330,531,472$304,224,952$272,226,727$260,462,858$76,232,209$105,827,324$48,625,375$8,247,218$71,165,000afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$318,907,423$304,503,863$266,496,718$254,893,807$72,917,488$105,696,989$51,533,280$8,509,890$72,765,000afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$356,103,719$308,535,267$301,191,334$269,780,694$75,656,722$121,769,044$55,056,646$8,996,556$88,560,000afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$362,375,010$320,696,830$309,250,982$293,688,137$77,877,625$128,459,961$61,217,982$9,527,588$80,135,000afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$393,915,570$363,719,616$330,196,201$328,200,452$70,361,233$138,436,661$71,969,485$9,117,297$72,650,000afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$418,496,992$404,410,897$344,190,590$352,211,898$74,694,433$140,043,318$84,644,999$8,677,614$65,695,000afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$446,072,339$422,937,728$368,714,258$369,299,079$75,335,664$148,557,668$94,892,688$7,801,344$69,828,777afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$72,161,030$72,227,177$75,545,234$3,318,0570.1%No
2020$72,227,177$72,204,736$75,002,877$2,798,141-0%No
2021$72,204,736$73,612,527$74,624,434$1,011,9072%No
2022$73,612,527$72,938,414$76,577,439$3,639,025-0.9%No
2023$72,938,414$73,002,108$76,029,630$3,027,5220.1%No
2024$73,002,108$71,086,466$76,117,548$5,031,082-2.6%No
2025$73,038,531$71,086,466$75,772,554$4,686,088-2.7%No
2026$73,553,883$71,086,466$76,487,661$5,401,195-3.3%No
2027$71,086,466$72,508,195$73,960,543$1,452,3482%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0Susceptible Environmental Stress33.3fsms-muni-2019 ⓘ
2020No Designation0No Designation26.7fsms-muni-2020 ⓘ
2021No Designation0No Designation26.7fsms-muni-2021 ⓘ
2022No Designation0No Designation20fsms-muni-2022 ⓘ
2023No Designation0No Designation13.3fsms-muni-2023 ⓘ
2024No Designation3.3No Designation13.3fsms-muni-2024 ⓘ
2025No Designation3.3No Designation13.3fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 30.5% ($102,863,982 of $336,932,202) fsms-ind1-muni-2023 ⓘ · FY2024 22.8% ($80,185,721 of $352,211,898) fsms-ind1-muni-2024 ⓘ · FY2025 21.5% ($79,070,432 of $367,521,451) fsms-ind1-muni-2025 ⓘ

OSC audits (1)

Source: osc-audits ⓘ. Matched by entity name in the report title.

In meetings

Context only. These links point to meetings where budget, levy, fund balance, debt or audits came up; they are not used in any figure above.

Budget-related meeting documents (8)

All documents for this entity

Profile data as JSON: /api/entity/schenectady-county/schenectady-county-legislature.json