Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Mid-Hudson › Towns › Overlapping entities

Town of Copake

Town · Columbia County · Mid-Hudson · OSC municipal code 100319900000

Population 3,205 (Census estimate 2025; 2020 base 3,330) popest-2025 ⓘ · Meeting coverage: documents

Flags

High fund balance

OSC FSMS: assigned + unassigned general fund balance was 76.6% of gross expenditures (FY 2025); threshold > 50%.

Source: fsms-ind1-muni-2025 ⓘ

Compared with Mid-Hudson towns

IndicatorTown of CopakePeer medianPercentilePeersBasis
Operating spending per capita$991$1,10640th114AFR 2025, operating funds (our calc)
Property tax per capita$359$57921st114AFR 2025 real property taxes (our calc)
Debt service % of operating spending0%3.9%7th114AFR 2025 (our calc)
State aid % of operating revenue13.5%10.6%65th114AFR 2025 (our calc)
Sales tax % of operating revenue31.1%7.1%92nd114AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)76.6%40.1%79th104OSC FSMS FY2025
Operating spending growth over 5 AFR years33.4%27.3%67th111AFR 2021–2025 (our calc)
Levy growth0%14.4%9th1142021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)6.73.369th97OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$853k$1.7M$2.6M$3.4M2019202020212022202320242025Revenue 2019: $2.6MRevenue 2020: $2.5MRevenue 2021: $3.0MRevenue 2022: $3.1MRevenue 2023: $3.1MRevenue 2024: $3.3MRevenue 2025: $3.4MSpending 2019: $2.1MSpending 2020: $1.9MSpending 2021: $2.4MSpending 2022: $2.8MSpending 2023: $3.3MSpending 2024: $3.3MSpending 2025: $3.2M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-349k$-69k$212k$492k$772k2019202020212022202320242025General fund result (incl. transfers) 2019: $772kGeneral fund result (incl. transfers) 2020: $467kGeneral fund result (incl. transfers) 2021: $595kGeneral fund result (incl. transfers) 2022: $248kGeneral fund result (incl. transfers) 2023: $-349kGeneral fund result (incl. transfers) 2024: $200kGeneral fund result (incl. transfers) 2025: $377k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Property tax levy (OSC tax tables) Total levy
$0k$286k$572k$857k$1.1M202120222023202420252026Total levy 2021: $1.1MTotal levy 2022: $1.1MTotal levy 2023: $1.1MTotal levy 2024: $1.1MTotal levy 2025: $1.1MTotal levy 2026: $1.1M

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202346.0%FY202453.2%FY202576.6%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20190 No DesignationFY20200 No DesignationFY20210 No DesignationFY20220 No DesignationFY20233.3 No DesignationFY20246.7 No DesignationFY20256.7 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$2,647,619$2,059,777$1,398,557$626,431$1,157,457$763,876$388,434$0–afr-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$2,512,597$1,946,069$1,335,505$868,516$1,154,960$787,179$332,366$0–afr-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$3,028,431$2,379,846$1,691,895$1,096,465$1,151,526$955,694$567,804$0–afr-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$3,059,696$2,771,666$1,640,885$1,392,546$1,147,673$1,000,181$575,424$0–afr-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$3,116,259$3,261,259$1,680,249$2,029,045$1,147,549$1,008,195$456,221$0–afr-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$3,296,950$3,305,346$1,822,833$1,623,330$1,150,179$984,066$486,822$0–afr-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$3,411,207$3,175,849$1,999,295$1,622,415$1,151,604$1,061,293$461,957$0–afr-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$1,142,396$1,142,396$1,174,216$31,8200%No
2020$1,142,396$1,142,396$1,193,810$51,4140%No
2021$1,142,396$1,142,396$1,184,738$42,3420%No
2022$1,142,396$1,142,396$1,194,784$52,3880%No
2023$1,142,396$1,142,396$1,199,945$57,5490%No
2024$1,142,396$1,142,396$1,216,296$73,9000%No
2025$1,142,396$1,142,396$1,205,152$62,7560%No
2026$1,142,396$1,142,396$1,209,073$66,6770%No
2027$1,142,396$1,142,396$1,196,780$54,3840%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation0No Designation10fsms-muni-2019 ⓘ
2020No Designation0No Designation6.7fsms-muni-2020 ⓘ
2021No Designation0Susceptible Environmental Stress30fsms-muni-2021 ⓘ
2022No Designation0No Designation20fsms-muni-2022 ⓘ
2023No Designation3.3No Designation20fsms-muni-2023 ⓘ
2024No Designation6.7No Designation26.7fsms-muni-2024 ⓘ
2025No Designation6.7No Designation13.3fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 46% ($1,494,588 of $3,247,700) fsms-ind1-muni-2023 ⓘ · FY2024 53.2% ($1,751,192 of $3,293,608) fsms-ind1-muni-2024 ⓘ · FY2025 76.6% ($2,524,494 of $3,294,111) fsms-ind1-muni-2025 ⓘ

No OSC audits matched by name for this entity (osc-audits ⓘ).

Profile data as JSON: /api/entity/columbia-county/copake.json