Civic Finance

Budgets, levies, debt, fund balance and fiscal-stress data for local governments and school districts, straight from state filings.

Capital Region › Towns › Overlapping entities

Town of Schoharie

Town · Schoharie County · Capital Region · OSC municipal code 430375400000

Population 3,086 (Census estimate 2025; 2020 base 3,116) popest-2025 ⓘ · Meeting coverage: documents

No indicator flags.

Compared with Capital Region towns

IndicatorTown of SchohariePeer medianPercentilePeersBasis
Operating spending per capita$510$91311th101AFR 2025, operating funds (our calc)
Property tax per capita$283$40931st101AFR 2025 real property taxes (our calc)
Debt per capita$156$31629th73AFR 2025 debt detail, year-end outstanding
Debt service % of operating spending1.7%2.4%40th101AFR 2025 (our calc)
State aid % of operating revenue15.5%12.6%65th101AFR 2025 (our calc)
Sales tax % of operating revenue7.9%22.6%30th101AFR 2025 (our calc)
Fund balance ratio (OSC FSMS)23.2%48.1%21st96OSC FSMS FY2025
Operating spending growth over 5 AFR years18.4%26.7%31st100AFR 2021–2025 (our calc)
Levy growth4.5%13.2%14th1012021–2026 OSC tax tables
FSMS fiscal stress score (higher = more stress)3.33.345th88OSC FSMS FY2025

Percentile = share of same-class peers in the region with a lower value. A high or low percentile is context, not a judgment. Sales tax for towns and villages is county distribution revenue.

Five-year picture

Operating funds: revenue vs. spending RevenueSpending
$0k$441k$882k$1.3M$1.8M2019202020212022202320242025Revenue 2019: $1.3MRevenue 2020: $1.3MRevenue 2021: $1.6MRevenue 2022: $1.7MRevenue 2023: $1.7MRevenue 2024: $1.6MRevenue 2025: $1.6MSpending 2019: $1.3MSpending 2020: $1.3MSpending 2021: $1.3MSpending 2022: $1.4MSpending 2023: $1.5MSpending 2024: $1.8MSpending 2025: $1.6M

Our calculation from OSC AFR account data: all funds except custodial (T*), capital projects (H), fixed-asset (K) and long-term debt (W) groups, excluding interfund transfers and debt proceeds.

General fund surplus / deficit General fund result (incl. transfers)
$-100k$-37k$27k$91k$155k2019202020212022202320242025General fund result (incl. transfers) 2019: $99kGeneral fund result (incl. transfers) 2020: $-62kGeneral fund result (incl. transfers) 2021: $155kGeneral fund result (incl. transfers) 2022: $146kGeneral fund result (incl. transfers) 2023: $21kGeneral fund result (incl. transfers) 2024: $-100kGeneral fund result (incl. transfers) 2025: $-54k

OSC AFR, fund A, revenues and other sources minus expenditures and other uses (our calculation). Planned use of fund balance appears as a deficit.

Debt Debt outstandingDebt service
$0k$121k$241k$362k$483k2019202020212022202320242025Debt outstanding 2019: $113kDebt outstanding 2020: $108kDebt outstanding 2021: $104kDebt outstanding 2022: $149kDebt outstanding 2023: $127kDebt outstanding 2024: $105kDebt outstanding 2025: $483kDebt service 2019: $10kDebt service 2020: $9kDebt service 2021: $9kDebt service 2022: $10kDebt service 2023: $27kDebt service 2024: $27kDebt service 2025: $26k

Year-end debt outstanding (OSC AFR debt detail) and debt service expenditures (OSC AFR).

Property tax levy (OSC tax tables) Total levy
$0k$211k$422k$632k$843k202120222023202420252026Total levy 2021: $806kTotal levy 2022: $825kTotal levy 2023: $842kTotal levy 2024: $828kTotal levy 2025: $815kTotal levy 2026: $843k

Levy as reported in OSC's annual tax tables for the year shown.

OSC FSMS fund balance ratio
FY202341.4%FY202426.1%FY202523.2%

Assigned + unassigned general fund balance ÷ gross expenditures, as computed by OSC.

OSC FSMS fiscal stress score (higher = more stress)
FY20193.3 No DesignationFY20206.7 No DesignationFY20216.7 No DesignationFY20223.3 No DesignationFY20230 No DesignationFY20243.3 No DesignationFY20253.3 No Designation

OSC's own scores and designations. 'Not filed' rows mean the AFR was not filed in time to be scored.

Annual Financial Report series

YearOperating revenueOperating spendingGF revenue (incl. transfers)GF spending (incl. transfers)Property taxSales taxState aidDebt serviceDebt outstandingSource
2019 (FYE 2019-12-31)$1,270,229$1,299,351$521,322$422,716$816,914$41,800$153,327$9,664$112,501afr-2019 ⓘ · debt-2019 ⓘ
OSC snapshot 2026-09-30
2020 (FYE 2020-12-31)$1,291,875$1,297,847$488,196$550,463$834,991$45,894$130,095$9,461$108,001afr-2020 ⓘ · debt-2020 ⓘ
OSC snapshot 2026-09-30
2021 (FYE 2021-12-31)$1,567,327$1,329,298$681,344$526,734$863,399$61,275$194,759$9,259$103,501afr-2021 ⓘ · debt-2021 ⓘ
OSC snapshot 2026-09-30
2022 (FYE 2022-12-31)$1,723,717$1,394,740$775,056$628,732$883,723$69,599$202,582$9,545$148,736afr-2022 ⓘ · debt-2022 ⓘ
OSC snapshot 2026-09-30
2023 (FYE 2023-12-31)$1,675,525$1,479,922$714,724$693,647$898,414$116,693$177,997$27,269$126,991afr-2023 ⓘ · debt-2023 ⓘ
OSC snapshot 2026-09-30
2024 (FYE 2024-12-31)$1,641,315$1,763,380$626,718$727,021$886,363$132,849$220,612$26,810$104,746afr-2024 ⓘ · debt-2024 ⓘ
OSC snapshot 2026-09-30
2025 (FYE 2025-12-31)$1,583,327$1,574,484$631,549$685,411$873,439$125,601$245,041$26,322$482,501afr-2025 ⓘ · debt-2025 ⓘ
OSC snapshot 2026-09-30

Operating and property-tax figures are our sums of OSC account-level data (independent calculation, not OSC's own totals); GF = general fund (A).

Tax cap filings (OSC)

Fiscal yearPrior levyProposed levyLevy limitLimit minus proposedLevy growthOverride planned
2019$702,852$759,688$718,784$-40,9048.1%Yes
2020$759,688$778,611$784,722$6,1112.5%No
2021$778,611$806,484$806,579$953.6%No
2022$806,484$825,126$827,738$2,6122.3%No
2023$825,126$841,939$855,946$14,0072%No
2024$841,939$827,965$856,673$28,708-1.7%No
2025$827,965$814,626$846,381$31,755-1.6%No
2026$814,626$843,002$844,030$1,0283.5%No

Source: taxcap ⓘ, snapshot 10/09/2026. Highlighted rows: proposed levy above the computed limit. Filings are as submitted to OSC before budget adoption; a later fiscal year that has not been filed yet does not appear.

OSC Fiscal Stress Monitoring System

FYStress designationFiscal scoreEnvironmental ratingEnv. scoreSource
2019No Designation3.3No Designation16.7fsms-muni-2019 ⓘ
2020No Designation6.7No Designation23.3fsms-muni-2020 ⓘ
2021No Designation6.7No Designation26.7fsms-muni-2021 ⓘ
2022No Designation3.3No Designation13.3fsms-muni-2022 ⓘ
2023No Designation0No Designation13.3fsms-muni-2023 ⓘ
2024No Designation3.3No Designation6.7fsms-muni-2024 ⓘ
2025No Designation3.3No Designation10fsms-muni-2025 ⓘ

FSMS fund balance (Indicator 1): FY2023 41.4% ($287,404 of $693,647) fsms-ind1-muni-2023 ⓘ · FY2024 26.1% ($189,853 of $727,021) fsms-ind1-muni-2024 ⓘ · FY2025 23.2% ($158,706 of $685,411) fsms-ind1-muni-2025 ⓘ

No OSC audits matched by name for this entity (osc-audits ⓘ).

Profile data as JSON: /api/entity/schoharie-county/schoharie.json